Fintech Startups: Funding, Founders & Research — Page 4

Fintech companies build software and services for payments, lending, insurance and financial operations. This category brings together businesses serving consumers, financial institutions and other companies, so readers can compare what each product does and who it is designed to serve. Startuply currently tracks 510 public company profiles in this category. The most common recorded funding stages are Seed (183), Pre-Seed (115), Series A (58). The most common location tags are North America (160), Western Europe (97), Global / Remote-First (64). Location tags describe regions, not a verified country ranking. Browse the profiles below in order of recorded company-page views, with recently updated profiles breaking ties. Counts reflect current database tags, not the entire market; missing funding or location details are not inferred.

Company profiles

510 profiles. Page 4 of 6. Ordered by recorded company-page views.

  1. Ezpymt

    Embedded payment decisioning infrastructure for businesses and vertical-software companies.

    Pre-Seed · North America

  2. PlebLab

    Austin-based Bitcoin hackerspace and community accelerator supporting early-stage Bitcoin and Lightning founders.

    Pre-Seed · North America

  3. Decile Hub

    An AI-powered SaaS platform for venture capital firms to manage fundraising, deal flow, and back-office operations.

    Seed · Global / Remote-First

  4. Recallr AI

    An intelligence and memory layer for private capital firms, structuring internal knowledge into a queryable model.

    Pre-Seed · North America

  5. GHC GrowthLab

    Kerala-based fintech platform providing investment banking and fundraising advisory to early-stage startups and investors.

    Unknown · South Asia

  6. Equitable Ventures

    Mauritius-based venture capital firm investing in early-stage African fintech startups focused on financial inclusion.

    Seed · Sub-Saharan Africa

  7. Abacum

    AI-native FP&A platform for mid-market and growth companies to automate data, forecasting, and collaboration.

    Series B · Global / Remote-First

  8. Kaaj AI

    Agentic AI platform automating small business loan underwriting

    Seed · North America

  9. Circlub

    Digital platform for liquidity in unlisted financial assets

    Unknown · Western Europe

  10. Trrue

    Layer 1 blockchain for ESG compliance and asset tokenization

    Exited · Western Europe

  11. Timvero

    Configurable loan management platform for origination, servicing, collections, analytics.

    Unknown · Global / Remote-First

  12. Tweeq

    Digital spending accounts and Mastercard mada cards for Saudi consumers and SMEs

    Pre-Seed · Middle East / North Africa

  13. Khipu

    AI-powered platform automating expense reporting for businesses

    Seed · Latin America

  14. Carry

    Platform helping business owners build wealth through financial tools for creators, freelancers, and founders.

    Seed · North America

  15. Monzo

    A bank that lives on your phone

    Growth / Late Stage · Western Europe

  16. Bitstack

    Europe’s easiest app to invest in Bitcoin by rounding up daily purchases and saving spare change.

    Series A · Western Europe

  17. FastTrackr AI

    AI-native platform for advisor transitions and client onboarding in wealth management, moving advisor books in weeks.

    Pre-Seed · North America

  18. LiveTradr

    AI Swarm Intelligence for Markets, generating high-probability trading signals in real time.

    Unknown · Global / Remote-First

  19. Kubera

    Balance sheet for self-managing wealth

    Unknown · Global / Remote-First

  20. Dome

    Unified API for prediction markets like Polymarket and Kalshi

    Seed · Unknown

  21. Gradient

    AI-native accounting firm providing fully managed bookkeeping, tax, compliance, and financial support for founders.

    Pre-Seed · North America

  22. CapitalOS

    Money orchestration for B2B platforms, enabling embedded spend management for SMBs.

    Series A · North America

  23. CarbonAI

    Agentic AI platform automating commercial real estate lending processes from underwriting to loan monitoring.

    Seed · North America

  24. Zaria Systems, Inc.

    Real-time infrastructure for loan servicing and collateral management in structured finance and digital-asset lending.

    Seed · Unknown

  25. Fragment

    A ledger API for real-time, double-entry accounting and financial systems for AI agents.

    Series A · North America

  26. Bitpowr

    Provides blockchain and digital-asset infrastructure, custody, and wallet APIs for businesses to build crypto-enabled products.

    Seed · Global / Remote-First

  27. Flipzen

    AI compliance software for regulated businesses, automating workflows like KYC, KYB, and document validation.

    Pre-Seed · Latin America

  28. Kiro Money

    White-label, embedded AI financial guidance platform for banks, credit unions, and fintechs.

    Pre-Seed · North America

  29. Asseta AI

    AI-native family office suite unifying accounting, investments, and workflows

    Seed · North America

  30. Good Lioness

    Fintech using proprietary algorithms to improve investment performance

    Unknown · Unknown

  31. AnyTax

    API-first embedded tax infrastructure for financial platforms

    Pre-Seed · Western Europe

  32. AMAN Holding

    Egyptian fintech super app for e-payments, e-commerce, microfinance

    Growth / Late Stage · Middle East / North Africa

  33. Phundit

    Mobile app for young Ghanaians to build emergency funds via mutual fund investments

    Pre-Seed · Sub-Saharan Africa

  34. Finverity

    Digital SCF platform connecting mid-market firms to funders

    Seed · Western Europe

  35. Ned Helps

    White-label SaaS for revenue-based small business lending

    Seed · North America

  36. Speso

    Payment and services infrastructure for Africa

    Unknown · Sub-Saharan Africa

  37. Pillar

    Fintech providing credit products for immigrants and migrants in new countries.

    Pre-Seed · Western Europe

  38. Skillsvest

    Fintech platform offering income-share agreements for study-abroad education financing.

    Pre-Seed · South Asia

  39. Kraken

    Digital asset exchange for buying, selling, trading, staking, and storing cryptocurrencies.

    Growth / Late Stage · North America

  40. COUNT

    AI-enabled accounting platform automating bookkeeping, reporting, and cash-flow management for SMBs and accounting firms.

    Pre-Seed · Oceania

  41. Wealth2B

    API infrastructure for financial platforms to offer embedded yield and segregated investment accounts.

    Unknown · North America

  42. Esusu

    Reports on-time rent payments to credit bureaus for renters

    Growth / Late Stage · North America

  43. Prism Data

    Provides cash flow underwriting infrastructure and analytics for lenders to expand approvals and lower losses.

    Series A · North America

  44. Qippay

    Open banking infrastructure for bank payments and customer-consented financial data in New Zealand.

    Seed · Oceania

  45. Noah Payments

    Stablecoin-native cross-border payments infrastructure for businesses.

    Seed · Western Europe

  46. FinStackk

    Platform for U.S. incorporation, accounting, tax, payroll, and compliance for global businesses.

    Unknown · Global / Remote-First

  47. Cleavr

    AI-powered platform automating accounts receivable, from invoice reminders to dispute handling, for European businesses.

    Seed · Western Europe

  48. Phiner

    Deterministic infrastructure for financial data and autonomous agents, cleaning and reconciling financial files.

    Pre-Seed · North America

  49. VAT Ai

    Shopify app for automated sales tax and VAT compliance for e-commerce merchants.

    Unknown · Western Europe

  50. Jia

    Provides working-capital financing and financial infrastructure to micro and small businesses in emerging markets.

    Seed · Global / Remote-First

  51. SahmAlgo

    AI-driven analytics for Saudi stock market

    Seed · Middle East / North Africa

  52. Sprive

    Free app for automatic mortgage overpayments from bank spending and retailer cashback

    Seed · Western Europe

  53. OpenPond

    AI platform to build/deploy finance apps and onchain automation

    Unknown · Unknown

  54. Cranston AI

    Full-stack AI accounting firm for startups and SMBs

    Seed · North America

  55. Vigilant AI.ai

    AI teammates for real-time compliance in regulated industries

    Pre-Seed · Western Europe

  56. Optasia

    AI credit scoring platform for telcos and banks in emerging markets

    Public · Middle East / North Africa

  57. eFinance Investment Group

    State-owned provider of digital payments and fintech infrastructure in Egypt

    Public · Middle East / North Africa

  58. Zunify

    The payment network providing tech and regulatory toolboxes for anyone to quickly design, issue, and accept any payment product.

    Growth / Late Stage · Latin America

  59. Stableton Financial AG

    Award-winning fintech platform providing access to growth equity and pre-IPO deals in private tech companies.

    Series A · Western Europe

  60. Arf

    Liquidity platform for financial institutions in cross-border payments offering short-term credit lines.

    Unknown · Global / Remote-First

  61. NartaQ

    AI-powered venture matchmaking for Africa and developing markets

    Angel · Global / Remote-First

  62. Netfluid

    A transactional platform providing open money and globally accessible financial services.

    Seed · Global / Remote-First

  63. Tallied Technologies

    Cloud platform for building and scaling credit card programs

    Series B · North America

  64. Atrya

    MiCAR-compliant infrastructure for stablecoin payments

    Seed · Western Europe

  65. Talky Labs

    AI software for automating accounting and operational finance workflows for businesses.

    Pre-Seed · Western Europe

  66. Navispend

    An AI operating system for purchased services, validating contracts against invoices to prevent payment leakage.

    Seed · North America

  67. Next Signal

    Automates cloud-provider service-level violation monitoring and credit recovery for major cloud vendors.

    Pre-Seed · Global / Remote-First

  68. Franchable

    A platform providing franchise investment data and connecting prospective buyers with financing options.

    Unknown · North America

  69. Multiliquid

    A settlement protocol for atomic, 24/7 conversion between tokenized real-world assets and stablecoins.

    Seed · Global / Remote-First

  70. Benford

    A tech-native audit firm that runs statutory audits end-to-end using proprietary software.

    Pre-Seed · Western Europe

  71. Askria

    AI infrastructure for private-market fundraising and diligence for founders and investors.

    Seed · Western Europe

  72. Cambiatus

    Open-source platform for communities to create blockchain-based complementary social currencies for positive actions.

    Pre-Seed · Global / Remote-First

  73. Bankish

    Modular core-banking and loan/deposit administration software for professional credit providers.

    Seed · Eastern Europe

  74. Wealth.com

    A digital estate-planning platform that replaces static paper binders with a real-time dashboard.

    Series B · Unknown

  75. Stalwart Technologies

    Quasilinear AI solutions for financial technology.

    Unknown · Unknown

  76. Fuspay

    Whitelabel digital banking platform and APIs for fintechs across 22 countries

    Pre-Seed · Sub-Saharan Africa

  77. Fundability Ltd

    Fundability ratings platform and investor matching for SMEs

    Pre-Seed · Western Europe

  78. Mighty Finance Solution

    Digital lending platform for short-term SME loans in Zambia, focusing on women-owned businesses

    Angel · Sub-Saharan Africa

  79. Investature

    Impact investment advisory platform quantifying environmental impact scenarios of investments for nonprofits and corporations.

    Pre-Seed · North America

  80. Tide

    Digital platform offering business banking and administrative tools for SMEs

    Growth / Late Stage · Western Europe

  81. Swan Bitcoin

    Bitcoin financial services platform for purchases, recurring buys, and tax-advantaged IRAs.

    Unknown · North America

  82. WineFi

    Investment platform making fine wine investing straightforward, transparent, and cost-effective.

    Seed · Western Europe

  83. Barker

    AI valuations for hard-to-value alternative assets with insurance-backed warranties

    Seed · North America

  84. RootstockLabs

    Bitcoin sidechain enabling smart contracts and DeFi

    Growth / Late Stage · Global / Remote-First

  85. Remynt

    Digital debt buyer issuing credit cards to rebuild credit from charged-off debt

    Seed · North America

  86. Umoja Coin

    Stablecoin on Polygon for African cross-border payments

    Unknown · Sub-Saharan Africa

  87. Tradl

    AI-powered market intelligence platform for Indian retail traders, offering stock screening, analysis, and backtesting.

    Seed · South Asia

  88. Thrifto

    Digitizing rotating group savings (ajo, esusu, adashe) through a bank-integrated platform in Nigeria.

    Pre-Seed · Sub-Saharan Africa

  89. Cashin

    Digital platform for corporate incentive and reward payments, replacing legacy processes with digital distribution.

    Series A · Latin America

  90. Rebill

    Payment orchestration and recurring billing platform for companies scaling in Latin America and the US.

    Seed · Latin America

  91. CapQuest

    Equity management platform for startups, managing cap tables, ESOPs, and investor relations.

    Pre-Seed · Middle East / North Africa

  92. Vrtx

    Provides infrastructure for businesses to embed digital wallets, payouts, card issuing, and money transfers.

    Pre-Seed · Middle East / North Africa

  93. Switchwon

    Mobile platform for online currency exchange, global asset investing, and financial infrastructure for individuals and SMBs.

    Seed · East Asia

  94. autoMEE

    AI platform for accounting and finance teams, automating document circulation, bookkeeping, and ERP integrations.

    Seed · Eastern Europe

  95. Salary Hero

    A financial health platform for employees, offering earned wage access and financial education.

    Series A · Southeast Asia

  96. RedOwl

    AI-powered fintech providing real-time margin leakage prevention and governance for the Office of the CFO.

    Seed · Oceania

  97. Agentiq Sports

    Platform enabling fans to invest in professional athletes' future income through SEC-regulated securities.

    Seed · North America

  98. ARCA.ai

    AI-native wealth management platform enhancing human financial advisors with proprietary software.

    Series A · North America

  99. SOLinvestor

    AI-powered platform to assist investors in making smart trading decisions by analyzing social media and market data.

    Seed · Eastern Europe

  100. Sperta

    No-code decision engine for automating fraud, credit, insurance, and compliance workflows for financial services.

    Seed · North America

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