Starting a company in Morocco has historically meant a stack of paper, a notary visit, multiple trips to the regional investment center, and weeks of waiting for a commercial registry number. Charikaty, a Casablanca-based regtech founded in 2025, is betting that almost none of that needs to happen in person anymore. The company describes itself as the first fully digital platform for company creation and management in Morocco [Start-up.ma], and in February 2026 it walked off the set of 2M's Qui Veut Investir Dans Mon Projet? with a 1.5 million dirham check, roughly $150,000, from investors on the show [Morocco World News, February 2026].
The wedge is narrow and concrete: take the administrative choreography of incorporating an SARL or a self-entrepreneur status, digitize the forms, route the signatures, and hand the founder a registered company without a physical queue. Co-founders Amr Yassine Mouaqit, who serves as CEO, and Driss Sijelmassi, the COO, have positioned the product as a single online flow for entrepreneurs who today juggle the OMPIC trademark office, the tax administration, and the CNSS social security registry on their own [We are Tech]. According to coverage of the show appearance, the platform also intends to handle ongoing compliance, the recurring filings and updates that keep a Moroccan company in good standing after day one [Wamda, February 2026].
That second half, the management piece, is where a transactional notary-replacement product becomes a recurring SaaS one. Disrupt Africa reported that Charikaty plans to use the new capital to expand its product surface and grow its user base inside Morocco before looking outward [Disrupt Africa, February 2026]. Dabafinance framed the raise as part of the broader Maroc Digital 2030 push, the national program meant to pull more of the kingdom's administrative life onto the internet [Dabafinance].
The bet
Morocco has spent the last several years trying to formalize its entrepreneurial economy, from the auto-entrepreneur regime introduced in 2015 to the more recent Startup Act discussions and the digital identity rollout. What has not arrived, until now according to the company, is a consumer-grade software layer sitting on top of those reforms. Charikaty is selling the proposition that an aspiring founder in Rabat or Tangier should be able to open a laptop, answer a guided questionnaire, upload an ID, and receive a legally constituted company at the other end. SAMENA Council described the launch as Morocco's first fully digital company formation platform [SAMENA Council], a claim echoed in French-language coverage from Upafrica Media [Upafrica Media] and Référence Entreprise [Référence Entreprise].
The pricing and unit economics have not been disclosed publicly, but the category is legible. Comparable digital incorporation services in other markets, from the United Kingdom's online company formation agents to France's Legalstart and the United States' Stripe Atlas, have shown that founders will pay a flat fee to skip the queue, and that the more interesting margin sits in the recurring compliance subscription that follows.
Why it could matter
The ambient conditions are favorable. Morocco's government has publicly committed to digitizing administrative procedures under the Maroc Digital 2030 strategy [Dabafinance], which gives a startup like Charikaty both a tailwind and an implicit permission structure to interface with public registries. The investor signal is also notable. The cap table includes Ilan Benhaim, a co-founder of Vente-Privee (now Veepee) and a recognizable name in French and francophone tech [LinkedIn], alongside Karim Amor, an entrepreneur and investor active in the Moroccan diaspora business community. Their participation, secured live on a televised pitch program watched widely across the Maghreb, gave the company a distribution moment that most seed-stage startups in the region do not get.
The earlier disclosed funding figure, around $162,000, was reported by Innovation Village [Innovation Village]. Combined with the televised round, the company has raised roughly $312,000 across the two disclosed events.
Initial seed | 162 | thousand USD
Qui Veut Investir round | 150 | thousand USD
That is modest capital by global SaaS standards, but it is consistent with what a focused Moroccan seed-stage team needs to ship a v1 and acquire its first cohort of paying users.
The team
Mouaqit, profiled by We are Tech as the founder behind the launch, has framed Charikaty as a response to friction he watched other entrepreneurs hit when trying to formalize their businesses [We are Tech]. Sijelmassi, his co-founder and COO, lists a parallel role as a vice president at MIC on his public profile [LinkedIn], suggesting a foothold in the local investment community that may be useful for distribution and policy access. The pair pitched the company in person on national television and closed an investment on air, which is itself a form of traction: it generated coverage in at least eight outlets across Morocco, the broader MENA region, and African tech press in the weeks that followed [WeeTracker, February 2026] [Theouut].
What bears say, and what bulls answer
The most credible concern is regulatory dependency. A digital company formation product only works if the underlying registries, the OMPIC, the tax authority, and the CNSS, accept its filings cleanly and at scale, and a change in administrative posture could slow the workflow that Charikaty is selling. Bulls answer that the company is building directly into the grain of a stated government priority, Maroc Digital 2030, and that having recognizable local investors on the cap table is a reasonable hedge against being treated as an outsider by the agencies whose APIs and intake processes determine the product experience [Dabafinance].
What to watch
Over the next twelve months, three milestones will tell the story. First, whether Charikaty publishes a verifiable count of companies formed through the platform, the metric that any incorporation business is ultimately judged on. Second, whether the product expands from formation into recurring compliance, the move that converts a one-time fee into a subscription. Third, whether the company tries to extend beyond Morocco into neighboring francophone markets where the administrative pain points rhyme. A follow-on round, likely a larger seed or a Series A, would probably accompany any of those moves.
For a country that has spent a decade talking about formalizing its entrepreneurial base, a working web form that hands you a registered company at the end may turn out to be a more consequential piece of infrastructure than its founding check size suggests.
Pulse Raman, Health and Bio Correspondent, Startuply.