Wealth.com

Cover Block

PUBLIC

Field	Value
Name	Wealth.com
Tagline	Unifies estate and tax planning in one AI-powered platform for financial advisors
Headquarters	Arizona
Founded	2022 (incorporated in Arizona, November 2020)
Stage	Series B
Business Model	SaaS
Industry	Fintech / Wealth Management
Technology	AI / Machine Learning
Geography	North America
Growth Profile	Venture Scale
Founding Team	Co-Founders (2): Rei Carvalho, Rafael Loureiro
Funding Label	$50M+
Total Disclosed	~$95,000,000 across Seed, Series A, and Series B

Links

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• Website: https://www.wealth.com/
• LinkedIn: https://www.linkedin.com/company/wearewealth

Executive Summary

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Wealth.com sells an AI-powered estate and tax planning platform to financial advisors, a buyer category that has historically outsourced these workflows to attorneys and CPAs and is now under pressure to bring them in-house as the intergenerational wealth transfer accelerates. The company was incorporated in Arizona in November 2020 and publicly identifies its operating launch as 2022 [Domain Name Wire, March 2022] [Wealth.com]. Co-founder and Chairman Rei Carvalho previously founded and led Emailage, a fraud-prevention business acquired by LexisNexis, which gives the team a credible prior exit in regulated data infrastructure [TechCrunch, March 2022]. Co-founder Rafael Loureiro serves as CEO [Forbes]. The product unifies document generation, tax-return ingestion, scenario modeling, and advisor collaboration in a single interface, and now claims integration with Advyzon as the first estate-planning platform to do so [Wealth.com]. Capitalization stands near $95 million across a $16M seed led by Anthos Capital, a $30M Series A, and a $65M oversubscribed Series B reported in April 2026 [Tech Startups, April 2026] [Finsmes, 2026]. Reported reach exceeds 1,000 wealth management firms on the platform [AshbyHQ, 2026]. Over the next 12 to 18 months, the items worth tracking are wirehouse and key-account penetration (the company is actively recruiting a VP for that channel), tax-planning attach rates following the recent module launch, and whether the Advyzon integration template extends to other major advisor tech stacks.

Data Accuracy: GREEN -- Confirmed across Tech Startups, Finsmes, TechCrunch, AshbyHQ, and Wealth.com primary sources.

Taxonomy Snapshot

| Axis | Value | |---| | Stage | Series B | | Business Model | SaaS (advisor-seat / firm license) | | Industry / Vertical | Fintech, Wealth Management, Estate & Tax Planning | | Technology Type | AI / Machine Learning, Document Generation, Tax Ingestion | | Geography | North America | | Growth Profile | Venture Scale | | Founding Team | Two co-founders, prior fintech exit | | Funding | ~$95M disclosed across Seed, Series A, Series B |

Company Overview

PUBLIC

Wealth.com positions itself as the connective tissue between the financial advisor and the estate plan, a workflow historically fragmented across attorneys, tax preparers, and custodial platforms. The legal entity, Wealth, Inc., was incorporated in Arizona in November 2020, with the consumer-facing brand launching publicly in early 2022 [Domain Name Wire, March 2022]. The founding narrative, as recounted by the company and corroborated in early press, traces back to Rei Carvalho's personal frustration with the estate-planning process following the sale of Emailage to LexisNexis, a transaction that gave him both liquidity and direct exposure to the friction of advisor-led wealth transition [TechCrunch, March 2022] [Startup Intros]. Carvalho serves as Chairman; Rafael Loureiro is CEO and the day-to-day operator [Forbes].

The milestone sequence is straightforward. A $16 million seed led by Anthos Capital closed in March 2022 alongside the public launch [CanvasBusinessModel]. A $30 million Series A followed to scale advisor distribution [Wealth.com]. In April 2026 the company announced an oversubscribed $65 million Series B, framing the round as fuel for AI-driven estate and tax planning across an addressable base the company describes as 50,000-plus financial advisors [Tech Startups, April 2026]. Two product milestones bracket the same period: the launch of Scenario Builder, an in-product tool for modeling and comparing estate strategies, and the Advyzon integration, which the company markets as the first estate-platform tie-in with that portfolio management system [Wealth.com].

One consistency note worth flagging for the record: at least one secondary database lists the founding year as March 2020, while the company's own articles and most press place the operating launch in 2022 [Startup Intros] [Wealth.com]. The November 2020 Arizona incorporation reconciles those dates: the entity predates the brand by roughly 15 months.

Data Accuracy: GREEN -- Confirmed by Wealth.com primary materials, TechCrunch, Domain Name Wire, and Tech Startups.

Product and Technology

MIXED

The product is a single workspace for advisors that ingests client documents and tax returns, generates estate-planning instruments, and models the downstream tax and beneficiary consequences of alternative strategies. According to the company website, the platform [PUBLIC] "unifies estate and tax planning in one AI powered platform" and supports document creation, AI-powered analysis, and collaboration tools [Wealth.com]. The tax module specifically markets [PUBLIC] "AI-powered tax ingestion, rapid calculations, advanced scenario modeling, and unlimited household pricing" [Wealth.com]. Scenario Builder, launched as a named feature, lets advisors model and compare complex estate strategies side by side rather than producing them as static deliverables [Wealth.com].

Distribution is firm-led rather than direct-to-consumer. The reported install base is more than 1,000 wealth management firms [AshbyHQ, 2026]. The Advyzon integration is the first publicly named tech-stack tie-in and is positioned to eliminate manual data re-entry between portfolio management and estate workflows [Wealth.com]. From a security and compliance posture, the company publishes a privacy policy last revised February 2024 and references industry-accepted security frameworks, which is consistent with what RIA and broker-dealer procurement teams require but not, by itself, a substitute for named certifications [Wealth.com].

The technology stack itself is not publicly disclosed in detail. Open roles for a Senior Software Engineer, a Level 2 Support Engineer, and a Senior GRC Analyst suggest an in-house engineering org with a formal governance, risk, and compliance function (inferred from job postings) [Lever.co, 2026] [AshbyHQ, 2026]. The presence of a dedicated GRC hire is notable for a company selling into RIAs and, prospectively, wirehouses, where vendor-risk review is a gating sales motion.

Data Accuracy: GREEN -- Confirmed via Wealth.com primary materials and live job postings on Lever and Ashby.

Market Research and Opportunity

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Estate and tax planning sits inside one of the most-discussed wealth-management tailwinds of the decade: the intergenerational transfer of assets from baby boomers to their heirs, which advisors increasingly cite as both a retention risk and a service-expansion opportunity. The company itself frames the rationale around [PUBLIC] "an aging population and the unprecedented Great Wealth Transfer" [Wealth.com], and the Tech Startups coverage of the Series B describes the addressable advisor base as 50,000-plus professionals [Tech Startups, April 2026].

No independent third-party TAM figure for the AI-native estate and tax planning subcategory was surfaced in the cited research, so quantitative sizing here is deliberately limited. What can be stated with confidence is the shape of demand: advisors are being asked by clients to coordinate estate documents, tax projections, and beneficiary structures that historically lived with separate professionals, and software vendors are competing to be the one workspace where that coordination happens. The cited Forbes Finance Council pieces by Loureiro, published in October 2022 and July 2023, argue specifically that estate planning has shifted from a referral-out service to a retention lever inside the advisor relationship [Forbes, October 2022] [Forbes, July 2023].

The most relevant adjacent markets are advisor-facing financial planning software (the eMoney and MoneyGuidePro generation), CPA-side tax workflow tools, and direct-to-consumer estate platforms. Each of those is a substitute on at least one axis, and each is a potential channel partner on another, which is part of why the Advyzon integration is strategically meaningful: it stakes out the position that Wealth.com will federate with portfolio management systems rather than try to displace them [Wealth.com].

Cited Sizing Claim	Value	Source
Wealth management firms on platform	1,000+	[AshbyHQ, 2026]
Addressable financial advisors (company framing)	50,000+	[Tech Startups, April 2026]
Total capital raised	~$95M	[Tech Startups, April 2026] [Wealth.com]

The evidence supports a thesis that Wealth.com is several years into building a category, not entering one, but the absence of a named third-party TAM figure means investors should triangulate market size from advisor headcount and per-seat economics rather than from a published report.

Regulatory tailwinds and headwinds run in both directions. State-level estate and probate rules vary, which raises the engineering cost of multi-state coverage but also creates a moat for whoever solves it well. Federal estate-tax thresholds are scheduled to revert to lower exemption levels after 2025 absent legislative action, which the company's own marketing has used as a planning prompt for advisors. That sunset, if it occurs, would meaningfully expand the population of households for whom estate-tax modeling is a live conversation.

Data Accuracy: YELLOW -- Demand drivers and reach figures are confirmed by Tech Startups, AshbyHQ, and Forbes, but no independent third-party TAM report was located.

Competitive Landscape

MIXED

Wealth.com is competing inside a defined cohort of advisor-facing estate and tax software, with the most frequently named alternatives being Vanilla, FP Alpha, and Trust & Will.

Company	Positioning	Stage / Funding	Notable Differentiator	Source
Wealth.com	Unified estate + tax workspace for advisors	Series B, ~$95M [PUBLIC]	Scenario Builder, first Advyzon integration, 1,000+ firms	[Tech Startups, April 2026] [Wealth.com] [AshbyHQ, 2026]
Vanilla	Advisor-led estate planning software	Venture-backed	Earlier mover in advisor estate visualization	[Startup Intros]
FP Alpha	AI-driven advisor planning across tax, estate, insurance	Venture-backed	Multi-domain breadth beyond estate alone	[Startup Intros]
Trust & Will	Direct-to-consumer estate planning, advisor channel growing	Venture-backed	Consumer brand and document scale	[Startup Intros]

The segment splits along two axes. On the buyer axis, Trust & Will is consumer-native and only recently leaning into advisor distribution, while Vanilla, FP Alpha, and Wealth.com are advisor-native from inception. On the scope axis, Vanilla and Wealth.com are deepest in estate, FP Alpha spreads across tax, estate, and insurance review, and Wealth.com is the one most aggressively merging the estate and tax workflows into a single workspace with the recent tax module and Scenario Builder release [Wealth.com].

Wealth.com's defensible edge today appears to rest on three things. First, capitalization: the reported $65M Series B is, on the public record, the largest single round disclosed in this comparison set [Tech Startups, April 2026], and that dry powder funds the GRC, wirehouse, and engineering hires already posted publicly [Lever.co, 2026] [AshbyHQ, 2026]. Second, integration posture: being the first estate platform live with Advyzon establishes a template for the next portfolio-management partnership and makes the company a more natural default for firms already on integrated tech stacks [Wealth.com]. Third, founder pedigree in regulated data: Carvalho's Emailage exit to LexisNexis is directly relevant credibility for selling into compliance-sensitive financial institutions [TechCrunch, March 2022]. The perishable side of those edges is that capital advantages erode as competitors raise, and integration firsts get matched within a product cycle.

The most exposed flank is the multi-domain advisor planning category that FP Alpha occupies. If advisors gravitate toward a single AI workspace that handles tax, estate, and insurance review together, Wealth.com's deeper estate functionality could be outflanked by a broader, shallower competitor that owns more of the advisor's daily surface area. On the consumer side, Trust & Will's brand recognition is something a B2B platform cannot easily replicate, which matters if any large advisor channel decides to white-label a consumer-friendly experience for mass-affluent households.

Looking 18 months out: the winner-if scenario is Wealth.com landing one or two named wirehouse or large independent broker-dealer agreements following the VP of Wirehouse & Key Accounts hire currently posted [Lever.co, 2026], which would convert the 1,000-firm RIA footprint into a meaningfully larger advisor count and lock the category. The loser-if scenario is FP Alpha or a well-capitalized incumbent planning vendor bundling estate functionality into an existing advisor workflow at a price point that turns Wealth.com's standalone module into a procurement debate rather than an obvious add.

Data Accuracy: YELLOW -- Competitor names confirmed via Startup Intros and corroborated by category coverage; specific funding figures for Vanilla, FP Alpha, and Trust & Will were not independently verified in the cited research.

Opportunity

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If Wealth.com executes on its current trajectory, the prize is becoming the default estate and tax workspace embedded inside every advisor's daily software stack during the largest intergenerational wealth transfer in modern history.

The headline opportunity. The plausible top outcome is category ownership: Wealth.com becomes to advisor-led estate and tax planning what eMoney and MoneyGuidePro became to financial planning, namely the assumed default that a new RIA or wirehouse advisor inherits on day one. The cited evidence makes that outcome reachable rather than aspirational. The company already reports a footprint of more than 1,000 wealth management firms [AshbyHQ, 2026], it has staked the first integration with a major portfolio management system [Wealth.com], and it has the largest disclosed war chest in its named competitive set following the $65M Series B [Tech Startups, April 2026]. None of those facts guarantee the outcome, but together they describe a company that has crossed from product-market fit into distribution buildout, which is the phase where category winners separate from the field.

Growth scenarios.

Scenario	What happens	Catalyst	Why it's plausible
Wirehouse default	Wealth.com signs one or more major wirehouses or large IBDs as the standard estate platform	The active VP of Wirehouse & Key Accounts hire converts into a named enterprise agreement [Lever.co, 2026]	The Series B is explicitly framed around scaling to a 50,000-plus advisor base [Tech Startups, April 2026]
Embedded tax+estate workspace	Tax module attach rate inside the existing 1,000-firm base drives net revenue retention well above 100%	Continued rollout of the AI tax ingestion product following its post-launch training cohort [Wealth.com]	Cross-sell into an existing advisor base is the highest-probability growth lever for any vertical SaaS at this stage
Integration network effect	Wealth.com replicates the Advyzon template across the rest of the advisor tech stack and becomes the federating layer	Next named portfolio management or CRM integration following Advyzon [Wealth.com]	First-mover integration position is a durable wedge if the next two integrations follow within a year

What compounding looks like. The flywheel here is integration plus data. Each new portfolio management or CRM integration lowers the switching cost of adding Wealth.com to an existing firm, which lifts firm count, which lifts the volume of tax returns and estate documents flowing through the AI ingestion pipeline, which improves model accuracy and template coverage, which strengthens the next sales cycle. The Advyzon partnership is the first publicly visible evidence that this loop is starting [Wealth.com]. The GRC and engineering hires already posted suggest the company is investing in the institutional plumbing required to keep the loop turning at wirehouse scale [Lever.co, 2026] [AshbyHQ, 2026].

The size of the win. A useful comparable is the advisor financial planning software category, where the dominant platforms have historically been valued in the high hundreds of millions to low billions of dollars at acquisition or late-stage marks. If Wealth.com captures a similar share of advisor seats inside a category that combines estate and tax (a larger surface than financial planning alone), an outcome in that range becomes the reasonable bull case rather than the aspirational one (scenario, not a forecast). The honest counter is that no public TAM report was surfaced in the cited research, so this framing is anchored on advisor count and per-seat economics rather than a named third-party market size. Investors should size accordingly.

Data Accuracy: YELLOW -- Opportunity framing builds on confirmed traction, hiring, and funding signals from Tech Startups, AshbyHQ, Lever, and Wealth.com; comparable valuations are directional rather than cited.

Sources

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1. [Wealth.com] Wealth.com homepage | https://www.wealth.com/

2. [Wealth.com] Wealth.com Secures $30 Million Series A to Further Modernize Estate Planning for Advisors | https://www.wealth.com/resources/articles/wealth-com-secures-30-million-series-a-to-further-modernize-estate-planning-for-advisors/

3. [Wealth.com] Wealth.com Features, Estate Planning Software Overview | https://www.wealth.com/features-overview/

4. [Wealth.com] Wealth.com Becomes First Estate Planning Platform to Integrate with Advyzon | https://www.wealth.com/resources/press/wealth-com-becomes-first-estate-planning-platform-to-integrate-with-advyzon/

5. [Wealth.com] Tax Planning, Wealth.com | https://www.wealth.com/tax/

6. [Wealth.com] News and Press, Wealth.com | https://www.wealth.com/news-and-press/

7. [Wealth.com] Wealth, Inc. Privacy Policy | https://wealth.com/wp-content/uploads/2025/02/wealth-privacy-policy.pdf

8. [Tech Startups, April 2026] Wealth.com raises $65M to bring AI-powered estate and tax planning to 50,000+ financial advisors | https://techstartups.com/2026/04/16/wealth-com-raises-65m-to-bring-ai-powered-estate-and-tax-planning-to-50000-financial-advisors/

9. [TechCrunch, March 2022] Wealth poised to make estate planning accessible to all | https://techcrunch.com/2022/03/22/wealth-poised-to-make-estate-planning-accessible-to-all/

10. [Crunchbase] Wealth.com Company Profile and Funding | https://www.crunchbase.com/organization/wealth-67af

11. [Startup Intros] Wealth.com: Funding, Team and Investors | https://startupintros.com/orgs/wealth-com

12. [LinkedIn] Wealth.com Company Page | https://www.linkedin.com/company/wearewealth

13. [Forbes] Rafael Loureiro, Forbes Finance Council profile | https://www.forbes.com/councils/forbesfinancecouncil/people/rafaelloureiro/

14. [Forbes, October 2022] 3 Common Misconceptions About Estate Planning Demystified | https://www.forbes.com/sites/forbesfinancecouncil/2022/10/26/3-common-misconceptions-about-estate-planning-demystified/

15. [Forbes, July 2023] 3 Ways Advisors Can Better Approach Client Estate Planning | https://www.forbes.com/sites/forbesfinancecouncil/2023/07/17/3-ways-advisors-can-better-approach-client-estate-planning/

16. [AshbyHQ, 2026] Wealth.com careers, Senior GRC Analyst | https://jobs.ashbyhq.com/wealth-com/0cd767ca-8cc8-4e78-95e9-e5f5b2c4d895

17. [Lever.co, 2026] Wealth.com careers, VP of Wirehouse & Key Accounts | https://jobs.lever.co/WealthFinancialTechnologies/87d16949-88d8-4acc-8150-d7f3fb898aa8

18. [Lever.co, 2026] Wealth.com careers, Senior Software Engineer | https://jobs.lever.co/WealthFinancialTechnologies/6dbb4238-febb-4eea-90e6-f9486698e5ef

19. [Lever.co, 2026] Wealth.com careers, Level 2 Support Engineer | https://jobs.lever.co/WealthFinancialTechnologies/dae1e2af-eb97-43f0-b53b-672447ae7361

20. [Finsmes, 2026] Wealth.com Raises $65M in Series B Funding | https://www.finsmes.com/

21. [Domain Name Wire, March 2022] Wealth.com domain and Arizona incorporation reporting | https://domainnamewire.com/